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Insurance and Payments

image of front desk assistant helping person fill out paperwork. At Texas State Optical of Galveston, our goal is promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, and most credit cards. We inform our Galveston patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

Vision Insurance

The knowledgeable staff at Texas State Optical of Galveston is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover many of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

Contact our office at (409) 763-6300 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.


  • Aetna
  • BCBS
  • BCBS of TX
  • Block
  • Block Medicaid and Chips
  • Block Vision
  • Blue Cross Blue Shield
  • Blue Cross Blue Shield of Texas
  • Boon Chapman
  • Cigna
  • Cigna Government Services
  • Cigna Healthcare
  • Cigna HMO-PPO
  • Cigna International
  • Cigna PPO
  • CignaVision
  • Davis Vision
  • Eyefinity
  • EyeMed
  • Eyetopia
  • Great-West Healthcare
  • Medicaid
  • Medicare
  • Optum Health-Spectera
  • OptumHealth Vision-formerly Spectera Vision
  • OptumHealth-Spectera
  • Spectera-OptumHealth
  • Superior Vision Plan
  • Vision Care Plan
  • Vision Service Plan-VSP

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Other Payment Options

Our Galveston optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At Texas State Optical of Galveston, we also accept cash, check, and major credit cards. Call (409) 763-6300 today to schedule your eye exam today.


The fees for different services vary depending upon the severity, decision making process, complexity and testing needed. Many medical examination fees are covered by medical health insurance and Medicare.

There will be some variation depending on the exact lens used but these prices are fairly accurate. Often manufactures have rebates on some of these lenses which reduce costs.

Optical Products
Frames vary dramatically but can start at budget levels $50
Single vision lenses start economically but depend on many optional features and power $60
Progressive lenses. We use only the best Varilux and Zeiss products. Pricing depends on many features of the lenses $250

It is diffcult to list all the prices because they depand on many factors such as power of lenses, size and lens types. A visit to the office will provide you with an exact quote.

Service Fee
Examination for spectacles for healthy eyes not needing further testing or a prescription for medication. $99
Medical examination for red eyes, infections, glaucoma, cataracts, diabetes can not be quoted because it depends on the tests ordered by the doctor. These are often covered by insurance or medicare. $120
Examination for contact lenses including specific measurements, contact lens fitting, evaluation and follow up visits to ensure healthy eyes, good comfort and vision $99
Spherical contact lens examination without astigmatism $135
Special contact lens examination including toric soft lenses for astigmatism $180
Bifocal contact lens examination $180
Gas Permeable contact lens examination $500
All new contact lens wearers that require instruction for insertion and removal of contact lenses add to above fees $25

Contact Us

We look forward to hearing from you.


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Hours of Operation

Our Regular Schedule

Texas State Optical


9:00 am-6:00 pm


9:00 am-6:00 pm


9:00 am-6:00 pm


9:00 am-6:00 pm


9:00 am-6:00 pm


Every 2nd and 4th Saturday from 8am - 2pm